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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,046 | $104,953-59.9% | $84,637-50.3% | $152,909-72.5% |
| Participation rate | 86.7% | 74.8%+11.8pp | 68.2%+18.4pp | 82.5%+4.2pp |
| Annual return | 19.34% | 373.94%-354.6pp | 258.82%-239.5pp | 345.46%-326.1pp |
| Employer contribution / active EE | $1,838 | $3,304-44.4% | $2,653-30.7% | $4,764-61.4% |
| Participant deferral / active EE | $2,541 | $4,691-45.8% | $3,900-34.8% | $5,851-56.6% |
| Admin fee / account holder | $1,291 | $6,244-79.3% | $4,914-73.7% | $11,601-88.9% |