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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,362 | $217,427+7.3% | $185,837+25.6% | $167,518+39.3% |
| Participation rate | 90.0% | 86.0%+4.0pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 11.98% | 148.39%-136.4pp | 122.08%-110.1pp | 478.71%-466.7pp |
| Employer contribution / active EE | $5,721 | $5,874-2.6% | $5,168+10.7% | $4,838+18.2% |
| Participant deferral / active EE | $4,045 | $6,357-36.4% | $5,568-27.4% | $6,342-36.2% |
| Admin fee / account holder | $1,087 | $19,816-94.5% | $16,241-93.3% | $12,312-91.2% |