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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,036 | $209,422+4.1% | $178,503+22.1% | $158,982+37.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 8.92% | 188.81%-179.9pp | 151.12%-142.2pp | 302.99%-294.1pp |
| Employer contribution / active EE | $11,465 | $5,707+100.9% | $5,011+128.8% | $4,763+140.7% |
| Participant deferral / active EE | $8,878 | $5,955+49.1% | $5,202+70.7% | $5,983+48.4% |
| Admin fee / account holder | $23,053 | $17,079+35.0% | $13,987+64.8% | $11,252+104.9% |