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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,450 | $202,342+6.0% | $172,752+24.1% | $152,897+40.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 15.20% | 1029.83%-1014.6pp | 802.97%-787.8pp | 345.43%-330.2pp |
| Employer contribution / active EE | $7,156 | $5,858+22.2% | $5,144+39.1% | $4,764+50.2% |
| Participant deferral / active EE | $7,163 | $5,948+20.4% | $5,198+37.8% | $5,851+22.4% |
| Admin fee / account holder | $2,670 | $17,111-84.4% | $13,955-80.9% | $11,599-77.0% |