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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,098 | $75,541+310.5% | $152,093+103.9% | $82,637+275.3% |
| Participation rate | 90.2% | 66.5%+23.7pp | 77.8%+12.5pp | 68.1%+22.2pp |
| Annual return | 15.77% | 32.56%-16.8pp | 66.36%-50.6pp | 53.51%-37.7pp |
| Employer contribution / active EE | $10,142 | $2,622+286.7% | $4,175+142.9% | $2,552+297.4% |
| Participant deferral / active EE | $6,735 | $3,206+110.1% | $5,451+23.6% | $4,126+63.2% |
| Admin fee / account holder | $26,659 | $6,405+316.2% | $14,497+83.9% | $7,339+263.3% |