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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,098 | $78,690+294.1% | $161,489+92.0% | $87,485+254.5% |
| Participation rate | 90.2% | 67.5%+22.8pp | 78.7%+11.5pp | 68.9%+21.3pp |
| Annual return | 15.77% | 32.74%-17.0pp | 89.72%-73.9pp | 26.06%-10.3pp |
| Employer contribution / active EE | $10,142 | $2,588+291.8% | $4,268+137.6% | $2,596+290.6% |
| Participant deferral / active EE | $6,735 | $3,311+103.4% | $5,630+19.6% | $4,274+57.6% |
| Admin fee / account holder | $26,659 | $6,724+296.5% | $16,006+66.6% | $7,775+242.9% |