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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,982 | $77,908+231.1% | $149,696+72.3% | $75,173+243.2% |
| Participation rate | 92.2% | 65.6%+26.6pp | 78.8%+13.4pp | 67.2%+25.0pp |
| Annual return | 17.58% | 31.73%-14.1pp | 134.46%-116.9pp | 160.72%-143.1pp |
| Employer contribution / active EE | $8,664 | $3,138+176.1% | $4,821+79.7% | $2,671+224.4% |
| Participant deferral / active EE | $7,076 | $3,411+107.4% | $5,682+24.5% | $4,126+71.5% |
| Admin fee / account holder | $21,874 | $5,950+267.7% | $13,212+65.6% | $5,651+287.1% |