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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,226 | $81,262+235.0% | $155,602+75.0% | $80,911+236.5% |
| Participation rate | 90.0% | 66.2%+23.8pp | 78.2%+11.8pp | 67.6%+22.4pp |
| Annual return | 15.71% | 33.34%-17.6pp | 64.81%-49.1pp | 35.63%-19.9pp |
| Employer contribution / active EE | $9,054 | $3,102+191.9% | $4,675+93.7% | $2,756+228.6% |
| Participant deferral / active EE | $7,770 | $3,451+125.1% | $5,629+38.0% | $4,297+80.8% |
| Admin fee / account holder | $34,085 | $7,992+326.5% | $15,923+114.1% | $6,935+391.5% |