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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,226 | $81,276+234.9% | $155,574+75.0% | $80,925+236.4% |
| Participation rate | 90.0% | 66.2%+23.8pp | 78.2%+11.8pp | 67.7%+22.3pp |
| Annual return | 15.71% | 33.36%-17.7pp | 64.87%-49.2pp | 35.65%-19.9pp |
| Employer contribution / active EE | $9,054 | $3,103+191.8% | $4,676+93.6% | $2,756+228.5% |
| Participant deferral / active EE | $7,770 | $3,453+125.0% | $5,629+38.0% | $4,299+80.8% |
| Admin fee / account holder | $34,085 | $7,993+326.4% | $15,914+114.2% | $6,940+391.1% |