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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1+ years Filed as: ASCENSUS Service code 37 · EIN 11-3665754 | Loan Processing | $6,569 |
REGIONS BANK1+ years Service code 15 · EIN 63-0371391 | Recordkeeping | $5,677 |
TD AMERITRADE, INC.1+ years Filed as: TD AMERITRADE Service code 33 · EIN 82-0543156 | Securities brokerage; Direct payment ... | $2,298 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,121 | $46,360+241.1% | $147,617+7.1% | $52,331+202.2% |
| Participation rate | 66.3% | 64.9%+1.4pp | 84.6%-18.3pp | 68.1%-1.8pp |
| Annual return | -1.43% | 1.62%-3.1pp | 61.98%-63.4pp | 4.54%-6.0pp |
| Employer contribution / active EE | $2,763 | $2,126+30.0% | $5,564-50.3% | $1,882+46.9% |
| Participant deferral / active EE | $5,527 | $2,258+144.8% | $4,895+12.9% | $3,022+82.9% |
| Admin fee / account holder | $191 | $766-75.0% | $11,612-98.4% | $592-67.7% |