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| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK5+ years Service code 15 · EIN 63-0371391 | Recordkeeping | $12,439 |
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $3,566 |
TD AMERITRADE, INC.3 years Service code 33 · EIN 82-0543156 | Direct payment from the plan; Securit... | $521 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,982 | $52,967+311.5% | $172,753+26.2% | $65,186+234.4% |
| Participation rate | 66.4% | 66.2%+0.2pp | 82.6%-16.3pp | 70.2%-3.8pp |
| Annual return | 22.73% | 30.12%-7.4pp | 803.00%-780.3pp | 29.39%-6.7pp |
| Employer contribution / active EE | $2,891 | $2,190+32.0% | $5,144-43.8% | $2,177+32.8% |
| Participant deferral / active EE | $5,880 | $2,471+138.0% | $5,198+13.1% | $3,514+67.3% |
| Admin fee / account holder | $188 | $472-60.2% | $13,956-98.7% | $847-77.8% |