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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1 year Service code 15 · EIN 11-3665754 | Recordkeeping | $20,519 |
REGIONS BANK4+ years Service code 15 · EIN 63-0371391 | Recordkeeping | $6,634 |
TD AMERITRADE, INC.2 years Service code 33 · EIN 82-0543156 | Direct payment from the plan; Securit... | $500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,934 | $47,977+285.5% | $154,108+20.0% | $56,289+228.5% |
| Participation rate | 65.5% | 66.2%-0.6pp | 83.0%-17.5pp | 69.9%-4.3pp |
| Annual return | -5.42% | 3.54%-9.0pp | 735.21%-740.6pp | -9.96%+4.5pp |
| Employer contribution / active EE | $2,860 | $2,169+31.9% | $5,298-46.0% | $2,111+35.5% |
| Participant deferral / active EE | $5,622 | $2,392+135.1% | $5,081+10.7% | $3,350+67.8% |
| Admin fee / account holder | $325 | $438-25.8% | $13,411-97.6% | $521-37.6% |