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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL,LYNCH,PIERCE,FENNER,&SMITH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $35,006 |
LINCOLN NATIONAL CORPORATION4+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $10,871 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,979 | $75,962+397.6% | $154,108+145.3% | $64,173+489.0% |
| Participation rate | 96.9% | 70.4%+26.5pp | 83.0%+13.8pp | 69.6%+27.3pp |
| Annual return | -5.03% | 30.32%-35.4pp | 735.21%-740.2pp | 7.63%-12.7pp |
| Employer contribution / active EE | $24,768 | $3,350+639.4% | $5,298+367.5% | $2,381+940.3% |
| Participant deferral / active EE | $14,636 | $3,175+361.0% | $5,081+188.1% | $3,470+321.8% |
| Admin fee / account holder | $19,057 | $5,589+241.0% | $13,411+42.1% | $4,887+289.9% |