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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,394 | $77,920+485.7% | $149,723+204.8% | $75,177+507.1% |
| Participation rate | 96.9% | 65.6%+31.3pp | 78.8%+18.1pp | 67.2%+29.7pp |
| Annual return | 16.32% | 31.72%-15.4pp | 134.50%-118.2pp | 160.75%-144.4pp |
| Employer contribution / active EE | $29,411 | $3,138+837.2% | $4,821+510.0% | $2,671+1001.1% |
| Participant deferral / active EE | $16,179 | $3,411+374.3% | $5,682+184.7% | $4,126+292.1% |
| Admin fee / account holder | $4,367 | $5,951-26.6% | $13,215-67.0% | $5,651-22.7% |