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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,938 | $73,863+423.9% | $143,797+169.1% | $68,490+465.0% |
| Participation rate | 96.8% | 66.7%+30.1pp | 80.3%+16.5pp | 67.9%+28.9pp |
| Annual return | -15.36% | 0.91%-16.3pp | -0.04%-15.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $23,736 | $3,185+645.3% | $4,952+379.3% | $2,597+814.1% |
| Participant deferral / active EE | $14,350 | $3,385+324.0% | $5,638+154.5% | $4,028+256.3% |
| Admin fee / account holder | $48,323 | $5,756+739.5% | $14,679+229.2% | $5,403+794.4% |