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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,851 | $106,894-15.0% | $84,016+8.1% | $152,870-40.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.4%+17.6pp |
| Annual return | 1.02% | 104.99%-104.0pp | 71.31%-70.3pp | 345.34%-344.3pp |
| Employer contribution / active EE | $7,502 | $2,734+174.4% | $1,983+278.3% | $4,763+57.5% |
| Participant deferral / active EE | $5,173 | $4,011+29.0% | $3,239+59.7% | $5,850-11.6% |
| Admin fee / account holder | $675 | $8,286-91.9% | $6,101-88.9% | $11,597-94.2% |