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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,851 | $106,923-15.0% | $84,023+8.1% | $152,909-40.6% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 1.02% | 105.02%-104.0pp | 71.32%-70.3pp | 345.46%-344.4pp |
| Employer contribution / active EE | $7,502 | $2,735+174.3% | $1,984+278.2% | $4,764+57.5% |
| Participant deferral / active EE | $5,173 | $4,013+28.9% | $3,239+59.7% | $5,851-11.6% |
| Admin fee / account holder | $675 | $8,289-91.9% | $6,102-88.9% | $11,601-94.2% |