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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,551 | $111,830+47.1% | $93,696+75.6% | $145,884+12.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 27.69% | 204.08%-176.4pp | 133.74%-106.1pp | 551.85%-524.2pp |
| Employer contribution / active EE | $3,296 | $3,093+6.6% | $2,422+36.1% | $4,662-29.3% |
| Participant deferral / active EE | $7,632 | $4,920+55.1% | $4,417+72.8% | $6,690+14.1% |
| Admin fee / account holder | $19,429 | $10,249+89.6% | $8,287+134.5% | $13,392+45.1% |