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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,159 | $102,696+19.0% | $86,235+41.7% | $139,487-12.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 15.18% | 1925.91%-1910.7pp | 1170.03%-1154.8pp | 373.84%-358.7pp |
| Employer contribution / active EE | $2,797 | $3,034-7.8% | $2,381+17.5% | $4,755-41.2% |
| Participant deferral / active EE | $6,237 | $4,679+33.3% | $3,987+56.4% | $6,713-7.1% |
| Admin fee / account holder | $1,042 | $8,667-88.0% | $6,856-84.8% | $11,407-90.9% |