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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,339 | $176,838+116.2% | $146,685+160.7% | $167,518+128.2% |
| Participation rate | 91.7% | 83.6%+8.0pp | 80.1%+11.6pp | 82.1%+9.6pp |
| Annual return | 15.13% | 24.04%-8.9pp | 22.75%-7.6pp | 478.71%-463.6pp |
| Employer contribution / active EE | $6,002 | $5,161+16.3% | $4,137+45.1% | $4,838+24.0% |
| Participant deferral / active EE | $5,789 | $6,441-10.1% | $5,507+5.1% | $6,342-8.7% |
| Admin fee / account holder | $9,995 | $13,262-24.6% | $10,281-2.8% | $12,312-18.8% |