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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,833 | $166,131+93.1% | $164,975+94.5% | $145,877+119.9% |
| Participation rate | 81.0% | 82.0%-1.1pp | 78.6%+2.3pp | 80.3%+0.7pp |
| Annual return | 19.45% | 100.37%-80.9pp | 70.12%-50.7pp | 551.28%-531.8pp |
| Employer contribution / active EE | $5,103 | $5,276-3.3% | $4,343+17.5% | $4,663+9.4% |
| Participant deferral / active EE | $4,789 | $6,962-31.2% | $6,033-20.6% | $6,691-28.4% |
| Admin fee / account holder | $852 | $16,648-94.9% | $12,688-93.3% | $13,402-93.6% |