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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,390 | $142,409+62.5% | $119,634+93.4% | $134,545+72.0% |
| Participation rate | 93.3% | 82.8%+10.5pp | 79.3%+14.1pp | 81.2%+12.1pp |
| Annual return | -21.83% | -12.46%-9.4pp | -14.98%-6.8pp | 418.37%-440.2pp |
| Employer contribution / active EE | $5,064 | $5,224-3.1% | $4,232+19.6% | $4,742+6.8% |
| Participant deferral / active EE | $5,539 | $6,468-14.4% | $5,601-1.1% | $6,401-13.5% |
| Admin fee / account holder | $46,602 | $13,594+242.8% | $10,329+351.2% | $11,431+307.7% |