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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,406 | $52,967-67.1% | $172,753-89.9% | $65,186-73.3% |
| Participation rate | 78.2% | 66.2%+12.0pp | 82.6%-4.4pp | 70.2%+8.0pp |
| Annual return | 15.84% | 30.12%-14.3pp | 803.00%-787.2pp | 29.39%-13.5pp |
| Employer contribution / active EE | $1,103 | $2,190-49.6% | $5,144-78.5% | $2,177-49.3% |
| Participant deferral / active EE | $1,557 | $2,471-37.0% | $5,198-70.1% | $3,514-55.7% |
| Admin fee / account holder | $58 | $472-87.7% | $13,956-99.6% | $847-93.1% |