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| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK2 years Filed as: REGIONS BANK DBA REGIONS TRUST Service code 27 1900 5TH AVE N 25TH FL · BIRMINGHAM, AL 35203 | Advisory (Plan) | $5,457 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,423 | $71,534-70.1% | $98,462-78.2% | $71,529-70.1% |
| Participation rate | 73.0% | 72.7%+0.3pp | 75.2%-2.2pp | 67.9%+5.0pp |
| Annual return | 10.50% | 32.44%-21.9pp | 21.17%-10.7pp | 28.97%-18.5pp |
| Employer contribution / active EE | $1,481 | $2,399-38.3% | $3,049-51.4% | $2,590-42.8% |
| Participant deferral / active EE | $1,941 | $4,109-52.8% | $4,738-59.0% | $4,291-54.8% |
| Admin fee / account holder | $207 | $1,677-87.7% | $8,875-97.7% | $1,588-87.0% |