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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,262 | $79,438-72.0% | $106,554-79.1% | $79,389-72.0% |
| Participation rate | 81.9% | 74.2%+7.7pp | 76.1%+5.8pp | 70.7%+11.2pp |
| Annual return | 8.06% | 18.27%-10.2pp | 26.80%-18.7pp | 116.89%-108.8pp |
| Employer contribution / active EE | $1,176 | $2,235-47.4% | $2,819-58.3% | $2,428-51.6% |
| Participant deferral / active EE | $1,785 | $3,824-53.3% | $4,398-59.4% | $4,046-55.9% |
| Admin fee / account holder | $71 | $523-86.5% | $7,408-99.0% | $626-88.7% |