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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,923 | $54,541+9.9% | $78,778-23.9% | $70,126-14.5% |
| Participation rate | 74.2% | 60.8%+13.4pp | 69.2%+5.1pp | 69.5%+4.7pp |
| Annual return | 9.55% | 21.07%-11.5pp | 35.62%-26.1pp | 73.15%-63.6pp |
| Employer contribution / active EE | $3,448 | $1,089+216.8% | $1,986+73.7% | $2,343+47.2% |
| Participant deferral / active EE | $2,254 | $2,210+2.0% | $2,958-23.8% | $3,332-32.3% |
| Admin fee / account holder | $2,225 | $3,709-40.0% | $5,134-56.7% | $4,645-52.1% |