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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,638 | $65,034+20.9% | $90,970-13.6% | $79,856-1.5% |
| Participation rate | 70.9% | 61.6%+9.3pp | 69.0%+1.9pp | 69.6%+1.2pp |
| Annual return | 2.98% | 30.45%-27.5pp | 134.60%-131.6pp | 31.71%-28.7pp |
| Employer contribution / active EE | $3,628 | $1,247+190.8% | $2,122+71.0% | $2,471+46.8% |
| Participant deferral / active EE | $2,188 | $2,512-12.9% | $3,373-35.1% | $3,741-41.5% |
| Admin fee / account holder | $1,202 | $4,536-73.5% | $5,961-79.8% | $5,306-77.3% |