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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,257 | $58,493+26.9% | $84,023-11.6% | $72,976+1.8% |
| Participation rate | 84.1% | 61.2%+22.9pp | 69.0%+15.1pp | 69.5%+14.6pp |
| Annual return | 4.50% | 28.93%-24.4pp | 71.32%-66.8pp | 81.02%-76.5pp |
| Employer contribution / active EE | $4,029 | $1,163+246.4% | $1,984+103.1% | $2,440+65.1% |
| Participant deferral / active EE | $2,658 | $2,394+11.0% | $3,239-17.9% | $3,608-26.3% |
| Admin fee / account holder | $5,242 | $4,569+14.7% | $6,102-14.1% | $5,124+2.3% |