Retirement plan

STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN

Name: STONE PIGMAN WALTHER WITTMANN L.L.C. - STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN (2018) Form 5500
Creator: STONE PIGMAN WALTHER WITTMANN L.L.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN, STONE PIGMAN WALTHER WITTMANN L.L.C.

STONE PIGMAN WALTHER WITTMANN L.L.C.EIN 72-0354510Plan #003PY 2018

909 POYDRAS, SUITE 3150 - NEW ORLEANS, LA 70112504-581-3200stonepigman.comLinkedIn51-200 employeeslaw practice

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$59M

-2.8% from 2017

Total participants

157

-2.5% from 2017

Average account balance

$406,756

-6.1% from 2017

Annual return

-5.16%

-22.43 pp from 2017

Benchmarks

See 5,340 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,340 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$90.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$674K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

135

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.99M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$211

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
CAPFINANCIAL PARTNERS LLC1 year Filed as: CAPFINANCIAL PARTNERS Service code 27 PO BOX 60071 · RALEIGH, NC 27675	Advisory (Plan)	$23,750
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPTRUST FINANCIAL PARTNERS Service code 27 4208 SIX FORKS RD · RALEIGH, NC 27609	Advisory (Plan)	$12,688
BOURGEOIS BENNETT LLC3 years Service code 10 PO BOX 60600 · NEW ORLEANS, LA 70160	Accounting	$9,900
T ROWE PRICE RPS INC4+ years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202	Recordkeeping	$3,518
CHARLES SCHWAB & CO., INC.1 year Service code 33 211 MAIN STREET · SAN FRANCISCO, CA 94105	Direct payment from the plan; Shareho...	$951

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$58K

$494 / participant

Investment mgmt$36K63.1%
Other / not subdivided$21K36.9%

% of EOY assets

0.098%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BOURGEOIS BENNETT LLC
Auditor EIN: 720136870
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$406,756

$73,102+456.4%

$123,553+229.2%

$56,289+622.6%

Participation rate

89.7%

74.3%+15.4pp

82.3%+7.4pp

69.9%+19.9pp

Annual return

-5.16%

3.01%-8.2pp

119.21%-124.4pp

-9.96%+4.8pp

Employer contribution / active EE

$12,190

$2,977+309.5%

$4,628+163.4%

$2,111+477.4%

Participant deferral / active EE

$7,256

$5,423+33.8%

$6,426+12.9%

$3,350+116.6%

Admin fee / account holder

$399

$554-28.0%

$9,284-95.7%

$521-23.5%

Provider

Service type

Compensation

CAPFINANCIAL PARTNERS LLC1 year

Filed as: CAPFINANCIAL PARTNERS

Service code 27

PO BOX 60071 · RALEIGH, NC 27675

Advisory (Plan)

$23,750

CAPFINANCIAL PARTNERS LLC2 years

Filed as: CAPTRUST FINANCIAL PARTNERS

Service code 27

4208 SIX FORKS RD · RALEIGH, NC 27609

Advisory (Plan)

$12,688

BOURGEOIS BENNETT LLC3 years

Service code 10

PO BOX 60600 · NEW ORLEANS, LA 70160

Accounting

$9,900

T ROWE PRICE RPS INC4+ years

Service code 15

100 EAST PRATT STREET · BALTIMORE, MD 21202

Recordkeeping

$3,518

CHARLES SCHWAB & CO., INC.1 year

Service code 33

211 MAIN STREET · SAN FRANCISCO, CA 94105

Direct payment from the plan; Shareho...

$951

STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion