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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,414 | $87,465-77.8% | $122,979-84.2% | $65,306-70.3% |
| Participation rate | 97.8% | 66.0%+31.8pp | 77.2%+20.6pp | 57.7%+40.1pp |
| Annual return | 28.09% | 19.76%+8.3pp | 20.12%+8.0pp | 21.94%+6.2pp |
| Employer contribution / active EE | $4,314 | $2,156+100.1% | $3,062+40.9% | $1,967+119.3% |
| Participant deferral / active EE | $5,639 | $3,705+52.2% | $5,003+12.7% | $2,959+90.6% |
| Admin fee / account holder | $867 | $5,100-83.0% | $12,864-93.3% | $3,480-75.1% |