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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,862 | $86,940-81.8% | $102,434-84.5% | $80,935-80.4% |
| Participation rate | 78.1% | 72.4%+5.7pp | 76.5%+1.6pp | 67.7%+10.5pp |
| Annual return | 25.07% | 18.89%+6.2pp | 29.46%-4.4pp | 35.66%-10.6pp |
| Employer contribution / active EE | $201 | $2,370-91.5% | $3,023-93.4% | $2,757-92.7% |
| Participant deferral / active EE | $5,274 | $4,121+28.0% | $5,055+4.3% | $4,299+22.7% |
| Admin fee / account holder | $2,097 | $8,047-73.9% | $9,462-77.8% | $6,924-69.7% |