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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,472 | $71,873-93.8% | $86,698-94.8% | $68,490-93.5% |
| Participation rate | 96.0% | 72.2%+23.8pp | 76.6%+19.4pp | 67.9%+28.1pp |
| Annual return | -9.39% | 3.54%-12.9pp | 35.96%-45.4pp | -7.85%-1.5pp |
| Employer contribution / active EE | $60 | $2,173-97.3% | $2,837-97.9% | $2,597-97.7% |
| Participant deferral / active EE | $4,061 | $3,779+7.5% | $4,656-12.8% | $4,028+0.8% |
| Admin fee / account holder | $448 | $6,110-92.7% | $7,492-94.0% | $5,403-91.7% |