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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,686 | $80,983-88.0% | $96,544-90.0% | $75,177-87.1% |
| Participation rate | 84.0% | 71.8%+12.2pp | 76.0%+8.0pp | 67.2%+16.7pp |
| Annual return | 28.90% | 27.05%+1.8pp | 25.88%+3.0pp | 160.75%-131.9pp |
| Employer contribution / active EE | $4,677 | $2,282+104.9% | $2,966+57.7% | $2,671+75.1% |
| Participant deferral / active EE | $197 | $3,929-95.0% | $4,851-95.9% | $4,126-95.2% |
| Admin fee / account holder | $889 | $6,717-86.8% | $8,254-89.2% | $5,651-84.3% |