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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,103 | $76,608+38.5% | $56,077+89.2% | $145,877-27.3% |
| Participation rate | 37.5% | 63.2%-25.7pp | 52.5%-15.0pp | 80.3%-42.8pp |
| Annual return | 7.09% | 3009.59%-3002.5pp | 1709.28%-1702.2pp | 551.28%-544.2pp |
| Employer contribution / active EE | $358 | $1,382-74.1% | $1,040-65.6% | $4,663-92.3% |
| Participant deferral / active EE | $717 | $2,624-72.7% | $1,954-63.3% | $6,691-89.3% |
| Admin fee / account holder | $8,812 | $3,325+165.0% | $2,825+211.9% | $13,402-34.3% |