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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,711 | $104,116-54.2% | $71,089-32.9% | $135,380-64.8% |
| Participation rate | 91.7% | 65.7%+26.0pp | 54.6%+37.0pp | 82.6%+9.0pp |
| Annual return | -4.26% | 1256.51%-1260.8pp | 650.65%-654.9pp | 519.81%-524.1pp |
| Employer contribution / active EE | $7,390 | $1,485+397.7% | $1,088+579.4% | $4,779+54.6% |
| Participant deferral / active EE | $4,742 | $2,524+87.9% | $1,873+153.3% | $5,609-15.5% |
| Admin fee / account holder | $1,929 | $4,142-53.4% | $3,082-37.4% | $10,828-82.2% |