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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,731 | $81,763+6.1% | $58,561+48.1% | $139,466-37.8% |
| Participation rate | 55.6% | 61.3%-5.8pp | 50.9%+4.7pp | 80.3%-24.8pp |
| Annual return | 11.46% | 7427.77%-7416.3pp | 4251.33%-4239.9pp | 373.66%-362.2pp |
| Employer contribution / active EE | $477 | $1,398-65.9% | $1,053-54.8% | $4,754-90.0% |
| Participant deferral / active EE | $721 | $2,555-71.8% | $1,923-62.5% | $6,712-89.3% |
| Admin fee / account holder | $3,099 | $3,273-5.3% | $2,520+23.0% | $11,409-72.8% |