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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,439 | $84,628-6.1% | $61,501+29.2% | $134,545-41.0% |
| Participation rate | 62.5% | 62.2%+0.3pp | 52.6%+9.9pp | 81.2%-18.7pp |
| Annual return | -14.65% | 585.61%-600.3pp | 339.04%-353.7pp | 418.37%-433.0pp |
| Employer contribution / active EE | $3,897 | $1,545+152.3% | $1,160+236.0% | $4,742-17.8% |
| Participant deferral / active EE | $8,626 | $2,819+206.0% | $2,125+306.0% | $6,401+34.8% |
| Admin fee / account holder | $3,269 | $2,587+26.3% | $2,132+53.3% | $11,431-71.4% |