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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,439 | $84,464-5.9% | $61,399+29.4% | $134,509-40.9% |
| Participation rate | 62.5% | 62.2%+0.3pp | 52.6%+9.9pp | 81.2%-18.7pp |
| Annual return | -14.65% | 585.06%-599.7pp | 338.81%-353.5pp | 418.13%-432.8pp |
| Employer contribution / active EE | $3,897 | $1,545+152.3% | $1,159+236.1% | $4,741-17.8% |
| Participant deferral / active EE | $8,626 | $2,818+206.1% | $2,124+306.1% | $6,400+34.8% |
| Admin fee / account holder | $3,269 | $2,587+26.3% | $2,131+53.4% | $11,427-71.4% |