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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,103 | $76,519+38.7% | $56,025+89.4% | $145,897-27.3% |
| Participation rate | 37.5% | 63.2%-25.7pp | 52.5%-15.0pp | 80.3%-42.8pp |
| Annual return | 7.09% | 3017.03%-3009.9pp | 1712.69%-1705.6pp | 552.29%-545.2pp |
| Employer contribution / active EE | $358 | $1,383-74.1% | $1,042-65.6% | $4,663-92.3% |
| Participant deferral / active EE | $717 | $2,624-72.7% | $1,955-63.3% | $6,689-89.3% |
| Admin fee / account holder | $8,812 | $3,331+164.6% | $2,828+211.6% | $13,390-34.2% |