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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,666 | $175,259+10.5% | $149,723+29.3% | $139,487+38.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.01% | 166.82%-147.8pp | 134.50%-115.5pp | 373.84%-354.8pp |
| Employer contribution / active EE | $5,752 | $5,478+5.0% | $4,821+19.3% | $4,755+21.0% |
| Participant deferral / active EE | $6,651 | $6,522+2.0% | $5,682+17.0% | $6,713-0.9% |
| Admin fee / account holder | $544 | $16,158-96.6% | $13,215-95.9% | $11,407-95.2% |