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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,303 | $202,342-4.5% | $172,753+11.9% | $152,909+26.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.27% | 1029.88%-1007.6pp | 803.00%-780.7pp | 345.46%-323.2pp |
| Employer contribution / active EE | $6,496 | $5,857+10.9% | $5,144+26.3% | $4,764+36.4% |
| Participant deferral / active EE | $6,195 | $5,948+4.2% | $5,198+19.2% | $5,851+5.9% |
| Admin fee / account holder | $2,311 | $17,112-86.5% | $13,956-83.4% | $11,601-80.1% |