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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,803 | $209,405+12.1% | $178,486+31.6% | $158,931+47.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 18.93% | 188.77%-169.8pp | 151.08%-132.2pp | 302.86%-283.9pp |
| Employer contribution / active EE | $942 | $5,707-83.5% | $5,011-81.2% | $4,761-80.2% |
| Participant deferral / active EE | $5,155 | $5,954-13.4% | $5,202-0.9% | $5,982-13.8% |
| Admin fee / account holder | $1,135 | $17,076-93.4% | $13,985-91.9% | $11,247-89.9% |