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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,382 | $217,432+10.1% | $185,851+28.8% | $167,553+42.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.91% | 148.43%-132.5pp | 122.11%-106.2pp | 478.89%-463.0pp |
| Employer contribution / active EE | $3,528 | $5,874-40.0% | $5,168-31.7% | $4,840-27.1% |
| Participant deferral / active EE | $7,126 | $6,357+12.1% | $5,569+28.0% | $6,343+12.4% |
| Admin fee / account holder | $12,753 | $19,820-35.7% | $16,245-21.5% | $12,316+3.5% |