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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,944 | $183,539+32.9% | $155,556+56.8% | $145,897+67.2% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 13.53% | 61.31%-47.8pp | 64.84%-51.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,153 | $5,315-40.7% | $4,675-32.6% | $4,663-32.4% |
| Participant deferral / active EE | $7,872 | $6,467+21.7% | $5,631+39.8% | $6,689+17.7% |
| Admin fee / account holder | $5,770 | $19,275-70.1% | $15,885-63.7% | $13,390-56.9% |