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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,617 | $110,212-30.5% | $96,534-20.6% | $139,466-45.1% |
| Participation rate | 38.5% | 78.1%-39.7pp | 76.0%-37.5pp | 80.3%-41.9pp |
| Annual return | 146.09% | 26.42%+119.7pp | 25.88%+120.2pp | 373.66%-227.6pp |
| Employer contribution / active EE | $1,177 | $3,620-67.5% | $2,965-60.3% | $4,754-75.2% |
| Participant deferral / active EE | $3,663 | $5,547-34.0% | $4,851-24.5% | $6,712-45.4% |
| Admin fee / account holder | $1,684 | $11,599-85.5% | $8,253-79.6% | $11,409-85.2% |