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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,228 | $103,392-75.6% | $87,104-71.0% | $152,897-83.5% |
| Participation rate | 38.5% | 79.4%-40.9pp | 76.9%-38.4pp | 82.5%-44.0pp |
| Annual return | 42.87% | 28.10%+14.8pp | 28.19%+14.7pp | 345.43%-302.6pp |
| Employer contribution / active EE | $829 | $3,221-74.3% | $2,521-67.1% | $4,764-82.6% |
| Participant deferral / active EE | $5,521 | $4,778+15.5% | $4,048+36.4% | $5,851-5.6% |
| Admin fee / account holder | $904 | $12,194-92.6% | $7,491-87.9% | $11,599-92.2% |