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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,241 | $112,121-69.5% | $95,960-64.3% | $158,966-78.5% |
| Participation rate | 33.3% | 79.0%-45.7pp | 77.1%-43.7pp | 82.0%-48.6pp |
| Annual return | 25.15% | 171.16%-146.0pp | 91.63%-66.5pp | 302.95%-277.8pp |
| Employer contribution / active EE | $1,210 | $3,199-62.2% | $2,541-52.4% | $4,762-74.6% |
| Participant deferral / active EE | $2,756 | $4,784-42.4% | $4,167-33.9% | $5,983-53.9% |
| Admin fee / account holder | $462 | $10,135-95.4% | $6,797-93.2% | $11,250-95.9% |