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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,500 | $90,320-82.8% | $59,496-73.9% | $125,389-87.6% |
| Participation rate | 50.0% | 68.3%-18.3pp | 54.6%-4.6pp | 83.2%-33.2pp |
| Annual return | -2.23% | 369.13%-371.4pp | 182.05%-184.3pp | 282.24%-284.5pp |
| Employer contribution / active EE | $961 | $1,792-46.4% | $1,153-16.7% | $4,866-80.3% |
| Participant deferral / active EE | $3,601 | $2,716+32.6% | $1,829+96.8% | $5,352-32.7% |
| Admin fee / account holder | $762 | $3,063-75.1% | $2,232-65.9% | $9,541-92.0% |