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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,629 | $107,030-70.4% | $73,550-57.0% | $147,586-78.6% |
| Participation rate | 33.3% | 66.4%-33.0pp | 54.9%-21.6pp | 82.8%-49.5pp |
| Annual return | 18.07% | 38.25%-20.2pp | -15.16%+33.2pp | 578.59%-560.5pp |
| Employer contribution / active EE | $633 | $1,760-64.1% | $1,219-48.1% | $4,876-87.0% |
| Participant deferral / active EE | $2,272 | $2,458-7.6% | $1,804+25.9% | $5,439-58.2% |
| Admin fee / account holder | $164 | $3,055-94.6% | $2,320-92.9% | $10,886-98.5% |