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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,998 | $27,943+36.0% | $58,507-35.1% | $75,177-49.5% |
| Participation rate | 40.4% | 38.8%+1.5pp | 50.9%-10.5pp | 67.2%-26.9pp |
| Annual return | 18.81% | 44.22%-25.4pp | 4252.32%-4233.5pp | 160.75%-141.9pp |
| Employer contribution / active EE | $1,023 | $670+52.8% | $1,053-2.9% | $2,671-61.7% |
| Participant deferral / active EE | $2,116 | $1,202+76.1% | $1,922+10.1% | $4,126-48.7% |
| Admin fee / account holder | $133 | $1,727-92.3% | $2,486-94.6% | $5,651-97.6% |