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| Provider | Service type | Compensation |
|---|---|---|
LAWING FINANCIAL3 years Filed as: LAWING FINANCIAL ASSOCIATES, INC. Service code 16 · EIN 48-1188446 | Consulting | $134,293 |
Service code 12 · EIN 13-3689044 | Finders' fees / placement fees; Sales... | $96,251 |
Service code 16 · EIN 82-1364595 | Consulting | $83,432 |
WOODARD INSURANCE, LLP4+ years Service code 16 · EIN 75-2108200 | Consulting | $30,000 |
Filed as: GREAT-WEST LIFE & ANNUITY INS. CO. Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,052 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,533 | $37,196+76.2% | $154,108-57.5% | $55,725+17.6% |
| Participation rate | 84.1% | 64.1%+20.1pp | 83.0%+1.1pp | 70.9%+13.3pp |
| Annual return | -5.22% | 1319.68%-1324.9pp | 735.21%-740.4pp | 244.93%-250.1pp |
| Employer contribution / active EE | $679 | $1,614-57.9% | $5,298-87.2% | $2,078-67.3% |
| Participant deferral / active EE | $5,650 | $2,068+173.2% | $5,081+11.2% | $3,356+68.4% |
| Admin fee / account holder | $497 | $102+388.8% | $13,411-96.3% | $115+331.1% |