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| Provider | Service type | Compensation |
|---|---|---|
LAWING FINANCIAL1+ years Filed as: LAWING FINANCIAL, INC. Service code 16 · EIN 48-1188446 | Consulting | $175,487 |
Service code 12 · EIN 13-3689044 | Investment management; Participant lo... | $143,853 |
WOODARD INSURANCE, LLP1+ years Service code 16 · EIN 75-2108200 | Consulting | $30,000 |
TAYLOR SECURITIES1+ years Filed as: J. TAYLOR & ASSOCIATES, LLC Service code 10 · EIN 75-1795393 | Accounting | $7,399 |
MID ATLANTIC CAPITAL CORPORATION1+ years Service code 33 · EIN 25-1409618 | Securities brokerage commissions and ... | $0 |
NATIONAL FINANCIAL SERVICES1+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,360 | $37,117+68.0% | $147,617-57.8% | $55,191+13.0% |
| Participation rate | 80.4% | 63.6%+16.7pp | 84.6%-4.3pp | 69.2%+11.2pp |
| Annual return | -0.89% | 3.44%-4.3pp | 61.98%-62.9pp | 10.78%-11.7pp |
| Employer contribution / active EE | $673 | $1,620-58.5% | $5,564-87.9% | $1,899-64.6% |
| Participant deferral / active EE | $5,444 | $1,985+174.2% | $4,895+11.2% | $3,046+78.7% |
| Admin fee / account holder | $541 | $86+532.7% | $11,612-95.3% | $91+496.3% |