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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,808 | $209,422-68.6% | $178,503-63.1% | $158,982-58.6% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 22.36% | 188.81%-166.4pp | 151.12%-128.8pp | 302.99%-280.6pp |
| Employer contribution / active EE | $1,798 | $5,707-68.5% | $5,011-64.1% | $4,763-62.3% |
| Participant deferral / active EE | $2,462 | $5,955-58.7% | $5,202-52.7% | $5,983-58.9% |
| Admin fee / account holder | $2,345 | $17,079-86.3% | $13,987-83.2% | $11,252-79.2% |