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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,658 | $202,342-75.5% | $172,753-71.3% | $152,909-67.5% |
| Participation rate | 91.7% | 87.1%+4.6pp | 82.6%+9.0pp | 82.5%+9.2pp |
| Annual return | 23.61% | 1029.88%-1006.3pp | 803.00%-779.4pp | 345.46%-321.9pp |
| Employer contribution / active EE | $1,823 | $5,857-68.9% | $5,144-64.6% | $4,764-61.7% |
| Participant deferral / active EE | $3,165 | $5,948-46.8% | $5,198-39.1% | $5,851-45.9% |
| Admin fee / account holder | $1,467 | $17,112-91.4% | $13,956-89.5% | $11,601-87.4% |